What information do we collect? We collect information from you when you register on our site, subscribe to our newsletter, or fill out a form. Any data we request that is not required will be specified as voluntary or optional. When ordering or registering on our site, as appropriate, you may be asked to enter your name, e-mail, address, phone number or mailing address for Innovative Insured. You may, however, visit our site anonymously. Like most websites, we use cookies to enhance your experience, gather general visitor information, and track visits to our website. Please refer to the ‘do we use cookies?’ section below for information about cookies and how we use them.What do we use your information for? Any of the information we collect from you may be used in the following ways:• To personalize your experience (your information helps us to better respond to your individual needs)• To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you)• To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)• To send periodic emailsHow do we protect your information? We implement a variety of security measures to maintain the safety of your personal information when you submit a request or enter, submit, or access your personal information. These security measures include password protected directories and databases to safeguard your information, SSL (Secure Sockets Layered) technology to ensure that your information is fully encrypted and sent across the internet securely, or PCI Scanning to actively protect our servers from hackers and other vulnerabilities.We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Sockets Layer (SSL) technology and then encrypted into our database to be accessed only by those who are authorized with special access rights to our systems and are required to keep the information confidential. After a transaction, your private information (credit cards, Social Security numbers, financials, etc.) will not be stored on our servers.Do we use cookies? Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information.Do we disclose any information to outside parties? We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, as long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.Third-party linksOccasionally, at our discretion, we may include or offer third-party products or services on our website. These third- party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.Children’s Online Privacy Protection Act complianceWe are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act); we do not collect any information from anyone under 18 years of age. Our website, products, and services are all directed to people who are at least 18 years old.CAN-SPAM complianceWe have taken the necessary steps to ensure that we are compliant with the CAN-SPAM Act of 2003 by never sending out misleading information.Online privacy policy onlyThis online privacy policy applies only to information collected through our website and not to information collected offline.Your ConsentThis site is being monitored by one or more third-party monitoring software(s), and may capture information about your visit that will help us improve the quality of our service. You may opt-out from the data that WE (https://smart-pixl.com) is collecting on your visit through a universal consumer options page located at THIS LINK (https://smart-pixl.com/Unsub/unsub.html)By using our site, you consent to our privacy policy.Changes to our privacy policyIf we decide to change our privacy policy, we will post those changes on this page, and/or update the Privacy Policy modification date below. Policy changes will apply only to information collected after the date of the change.Privacy policy customer pledgeWe pledge to you, our customer, that we have made a dedicated effort to bring our privacy policy in line with the following important privacy laws and initiatives:Federal Trade Commission Fair Information PracticesChildren’s Online Privacy Protection ActPrivacy Alliance and Marketing ActTrust Guard Privacy Requirements

Digital Business Card & Profile Service AgreementThis Service Agreement ("Agreement") is made and entered into by and between purchaser ("Customer") and Hilyte.club ("Company"), effective as of the date of purchase of the NFC chipped card and annual subscription for hosting of business & marketing sites & profiles.1. Services. Company agrees to provide Customer with an NFC chipped card and an annual subscription for hosting of business profiles ("Services") for the duration of the subscription term, subject to the terms and conditions of this Agreement.
2. Payment. Customer agrees to pay the subscription fee for the Services upon purchase. The subscription fee is non-refundable unless a site had not been created and delivered to Customer.
3. Cancellation. Customer may cancel the subscription by providing written notice to Company at least 15 days prior to the renewal date. If Customer cancels the subscription after the renewal date, Customer will be responsible for the full subscription fee for the subscription term.
4. No Refunds. Customer acknowledges that the subscription fee is non-refundable, and no refunds will be provided for any reason other than for non creation/delivery of card/profile to Customer.
5. Card Ownership. Customer is responsible for the proper use and safekeeping of the NFC chipped card and will not be replaced for any reason. If a cards is lost, stolen, damaged or otherwise, Customer is responsible for purchasing another.
6. Termination. Company may terminate this Agreement immediately upon written notice to Customer if Customer breaches any provision of this Agreement.
7. Limitation of Liability. Company's liability to Customer for any claim arising out of or related to this Agreement shall be limited to the amount of the subscription fee paid by Customer.
8. Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the state where the Company is located.
9. Entire Agreement. This Agreement constitutes the entire agreement between the parties and supersedes all prior or contemporaneous communications and proposals, whether oral or written, between the parties.
10. Modification. This Agreement may be modified only by a written instrument executed by both parties.